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    States/Wyoming/Cavalry SPV / Cavalry Portfolio
    WY + Debt Collector

    Dispute Cavalry SPV / Cavalry Portfolio in Wyoming

    Wyoming residents can cite the Consumer Protection Act (Wyo. Stat. § 40-12-101) alongside FDCPA Section 1692g when disputing Cavalry SPV / Cavalry Portfolio.

    Private Right of Action

    Yes in Wyoming

    Treble Damages

    Not enacted

    Auto-Renewal Law

    Not enacted

    Medical Billing Protection

    Not enacted

    Known Cavalry SPV / Cavalry Portfolio Violations

    Suing on purchased debts without documentation
    Robo-signed affidavits
    Incorrect balance claims
    Collecting time-barred debts
    Credit reporting errors

    Wyoming Legal Strategy vs. Cavalry SPV / Cavalry Portfolio

    State Law: Consumer Protection Act

    Wyo. Stat. § 40-12-101 prohibits unfair and deceptive practices in Wyoming. You can sue directly.DisputeAI cites this statute automatically in your demand letter.

    Federal: Fair Debt Collection Practices Act

    FDCPA Section 1692g requires Cavalry SPV / Cavalry Portfolio to validate the debt within 30 days. Section 1692e prohibits false or misleading representations. Section 1692f prohibits unfair practices. Violations allow statutory damages up to $1,000 plus attorney fees.

    Tips for Wyoming Residents

    • Cavalry was fined $1.2M by CFPB in 2016
    • Challenge any affidavit — likely robo-signed
    • Demand original creditor documentation
    • Many Cavalry lawsuits dismissed for lack of evidence
    • Counterclaim for FDCPA violations if they sue you
    • File a complaint with the Wyoming Office of the Attorney General if Cavalry SPV / Cavalry Portfolio doesn't respond
    All Wyoming dispute lawsAll Cavalry SPV / Cavalry Portfolio disputes
    Dispute Cavalry SPV / Cavalry Portfolio in Wyoming Now

    AI demand letter citing Wyo. Stat. § 40-12-101 + FDCPA from $4.99