Wisconsin residents can cite the Fraudulent Representations Act (Wis. Stat. § 100.18) alongside FDCPA Section 1692g when disputing CompuCredit / Atlanticus.
Private Right of Action
Yes in Wisconsin
Treble Damages
Yes in Wisconsin
Auto-Renewal Law
Not enacted
Medical Billing Protection
Not enacted
Wis. Stat. § 100.18 prohibits unfair and deceptive practices in Wisconsin. Allows up to 3x damages. You can sue directly.DisputeAI cites this statute automatically in your demand letter.
FDCPA Section 1692g requires CompuCredit / Atlanticus to validate the debt within 30 days. Section 1692e prohibits false or misleading representations. Section 1692f prohibits unfair practices. Violations allow statutory damages up to $1,000 plus attorney fees.
AI demand letter citing Wis. Stat. § 100.18 + FDCPA from $4.99