Washington residents can cite the Consumer Protection Act (Wash. Rev. Code § 19.86.010) alongside FDCPA Section 1692g when disputing Unifin Inc.
Private Right of Action
Yes in Washington
Treble Damages
Yes in Washington
Auto-Renewal Law
Yes in Washington
Medical Billing Protection
Yes in Washington
Wash. Rev. Code § 19.86.010 prohibits unfair and deceptive practices in Washington. Allows up to 3x damages. You can sue directly.DisputeAI cites this statute automatically in your demand letter.
FDCPA Section 1692g requires Unifin Inc to validate the debt within 30 days. Section 1692e prohibits false or misleading representations. Section 1692f prohibits unfair practices. Violations allow statutory damages up to $1,000 plus attorney fees.
AI demand letter citing Wash. Rev. Code § 19.86.010 + FDCPA from $4.99