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    States/Washington/Bank of America
    WA + Banking
    Cancellation: medium

    How to Dispute Bank of America Charges in Washington

    Washington residents can cite the Consumer Protection Act (Wash. Rev. Code § 19.86.010) alongside federal EFTA when disputing Bank of America. Average dispute: $35-300.

    Private Right of Action

    Yes in Washington

    Treble Damages

    Yes in Washington

    Auto-Renewal Law

    Yes in Washington

    Medical Billing Protection

    Yes in Washington

    Common Bank of America Billing Issues

    Overdraft fees stacked in one day
    Monthly maintenance fee
    Paper statement fee
    Wire charges
    Returned item fees

    Washington Legal Strategy vs. Bank of America

    State Law: Consumer Protection Act

    Wash. Rev. Code § 19.86.010 prohibits unfair and deceptive practices in Washington. Allows up to 3x damages. You can sue directly.DisputeAI cites this statute automatically in your demand letter.

    Federal Laws for Bank of America

    • - EFTA
    • - CFPB junk fee enforcement
    • - Reg E

    Tips for Washington Residents

    • BofA settled $225M CFPB case over junk fees
    • Reference this settlement in your letter
    • Opt out of overdraft protection
    • File CFPB complaint
    • File a complaint with the Washington Office of the Attorney General if Bank of America doesn't respond
    All Washington dispute lawsAll Bank of America disputes
    Dispute Bank of America in Washington Now

    AI demand letter citing Wash. Rev. Code § 19.86.010 + EFTA from $4.99