Dispute Cavalry SPV / Cavalry Portfolio in Virginia

Virginia residents can cite the Consumer Protection Act (Va. Code § 59.1-196) alongside FDCPA Section 1692g when disputing Cavalry SPV / Cavalry Portfolio.

Private Right of Action

Yes in Virginia

Treble Damages

Not enacted

Auto-Renewal Law

Yes in Virginia

Medical Billing Protection

Not enacted

Known Cavalry SPV / Cavalry Portfolio Violations

Suing on purchased debts without documentation

Robo-signed affidavits

Incorrect balance claims

Collecting time-barred debts

Credit reporting errors

Virginia Legal Strategy vs. Cavalry SPV / Cavalry Portfolio

State Law: Consumer Protection Act

Va. Code § 59.1-196 prohibits unfair and deceptive practices in Virginia. You can sue directly.DisputeAI cites this statute automatically in your demand letter.

Federal: Fair Debt Collection Practices Act

FDCPA Section 1692g requires Cavalry SPV / Cavalry Portfolio to validate the debt within 30 days. Section 1692e prohibits false or misleading representations. Section 1692f prohibits unfair practices. Violations allow statutory damages up to $1,000 plus attorney fees.

Tips for Virginia Residents

Cavalry was fined $1.2M by CFPB in 2016
Challenge any affidavit — likely robo-signed
Demand original creditor documentation
Many Cavalry lawsuits dismissed for lack of evidence
Counterclaim for FDCPA violations if they sue you
File a complaint with the Virginia Office of the Attorney General if Cavalry SPV / Cavalry Portfolio doesn't respond

All Virginia dispute laws All Cavalry SPV / Cavalry Portfolio disputes

Dispute Cavalry SPV / Cavalry Portfolio in Virginia Now

AI demand letter citing Va. Code § 59.1-196 + FDCPA from $4.99