TX Consumer Protection

Texas Billing Dispute Laws

Texas residents are protected by the Deceptive Trade Practices — Consumer Protection Act (Tex. Bus. & Com. Code § 17.41), plus federal laws like the FCBA, EFTA, and FTC Act. DisputeAI automatically cites the right statutes for your Texas dispute.

Auto-Renewal Law

Not specifically enacted

Medical Billing Protection

Available in Texas

Treble Damages

Available in Texas

Private Right of Action

Available in Texas

Key Consumer Protection Laws in Texas

Deceptive Trade Practices — Consumer Protection Act

Tex. Bus. & Com. Code § 17.41

Texas's primary consumer protection statute. Prohibits unfair and deceptive business practices including misleading billing, hidden fees, and unauthorized charges. Allows up to treble (3x) damages in successful claims. Consumers can file private lawsuits under this statute.

Federal Protections (Apply in Texas)

Fair Credit Billing Act (15 USC § 1666) — credit card disputes
Electronic Fund Transfer Act (15 USC § 1693) — debit card disputes
FTC Click-to-Cancel Rule (16 CFR Part 425) — subscription cancellation
FTC Act § 5 (15 USC § 45) — unfair/deceptive practices
No Surprises Act — medical billing protection
FDCPA (15 USC § 1692) — debt collection disputes

Texas Office of the Attorney General — File consumer complaints with your state AG if a company does not respond to your demand letter. DisputeAI can generate a State AG complaint letter as part of the escalation engine.

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Generate a Texas Dispute Letter

DisputeAI automatically cites Tex. Bus. & Com. Code § 17.41 and relevant federal laws