TN Consumer Protection

Tennessee Billing Dispute Laws

Tennessee residents are protected by the Consumer Protection Act (Tenn. Code § 47-18-101), plus federal laws like the FCBA, EFTA, and FTC Act. DisputeAI automatically cites the right statutes for your Tennessee dispute.

Auto-Renewal Law

Not specifically enacted

Medical Billing Protection

Not specifically enacted

Treble Damages

Available in Tennessee

Private Right of Action

Available in Tennessee

Key Consumer Protection Laws in Tennessee

Consumer Protection Act

Tenn. Code § 47-18-101

Tennessee's primary consumer protection statute. Prohibits unfair and deceptive business practices including misleading billing, hidden fees, and unauthorized charges. Allows up to treble (3x) damages in successful claims. Consumers can file private lawsuits under this statute.

Federal Protections (Apply in Tennessee)

Fair Credit Billing Act (15 USC § 1666) — credit card disputes
Electronic Fund Transfer Act (15 USC § 1693) — debit card disputes
FTC Click-to-Cancel Rule (16 CFR Part 425) — subscription cancellation
FTC Act § 5 (15 USC § 45) — unfair/deceptive practices
No Surprises Act — medical billing protection
FDCPA (15 USC § 1692) — debt collection disputes

Tennessee Office of the Attorney General — File consumer complaints with your state AG if a company does not respond to your demand letter. DisputeAI can generate a State AG complaint letter as part of the escalation engine.

Share:X Facebook LinkedIn Reddit Email

Generate a Tennessee Dispute Letter

DisputeAI automatically cites Tenn. Code § 47-18-101 and relevant federal laws