RI Consumer Protection

Rhode Island Billing Dispute Laws

Rhode Island residents are protected by the Deceptive Trade Practices Act (R.I. Gen. Laws § 6-13.1-1), plus federal laws like the FCBA, EFTA, and FTC Act. DisputeAI automatically cites the right statutes for your Rhode Island dispute.

Auto-Renewal Law

Not specifically enacted

Medical Billing Protection

Not specifically enacted

Treble Damages

Not specifically enacted

Private Right of Action

Available in Rhode Island

Key Consumer Protection Laws in Rhode Island

Deceptive Trade Practices Act

R.I. Gen. Laws § 6-13.1-1

Rhode Island's primary consumer protection statute. Prohibits unfair and deceptive business practices including misleading billing, hidden fees, and unauthorized charges. Consumers can file private lawsuits under this statute.

Federal Protections (Apply in Rhode Island)

Fair Credit Billing Act (15 USC § 1666) — credit card disputes
Electronic Fund Transfer Act (15 USC § 1693) — debit card disputes
FTC Click-to-Cancel Rule (16 CFR Part 425) — subscription cancellation
FTC Act § 5 (15 USC § 45) — unfair/deceptive practices
No Surprises Act — medical billing protection
FDCPA (15 USC § 1692) — debt collection disputes

Rhode Island Office of the Attorney General — File consumer complaints with your state AG if a company does not respond to your demand letter. DisputeAI can generate a State AG complaint letter as part of the escalation engine.

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Generate a Rhode Island Dispute Letter

DisputeAI automatically cites R.I. Gen. Laws § 6-13.1-1 and relevant federal laws