Dispute Cavalry SPV / Cavalry Portfolio in Pennsylvania

Pennsylvania residents can cite the Unfair Trade Practices and Consumer Protection Law (73 Pa. Stat. § 201-1) alongside FDCPA Section 1692g when disputing Cavalry SPV / Cavalry Portfolio.

Private Right of Action

Yes in Pennsylvania

Treble Damages

Yes in Pennsylvania

Auto-Renewal Law

Not enacted

Medical Billing Protection

Yes in Pennsylvania

Known Cavalry SPV / Cavalry Portfolio Violations

Suing on purchased debts without documentation

Robo-signed affidavits

Incorrect balance claims

Collecting time-barred debts

Credit reporting errors

Pennsylvania Legal Strategy vs. Cavalry SPV / Cavalry Portfolio

State Law: Unfair Trade Practices and Consumer Protection Law

73 Pa. Stat. § 201-1 prohibits unfair and deceptive practices in Pennsylvania. Allows up to 3x damages. You can sue directly.DisputeAI cites this statute automatically in your demand letter.

Federal: Fair Debt Collection Practices Act

FDCPA Section 1692g requires Cavalry SPV / Cavalry Portfolio to validate the debt within 30 days. Section 1692e prohibits false or misleading representations. Section 1692f prohibits unfair practices. Violations allow statutory damages up to $1,000 plus attorney fees.

Tips for Pennsylvania Residents

Cavalry was fined $1.2M by CFPB in 2016
Challenge any affidavit — likely robo-signed
Demand original creditor documentation
Many Cavalry lawsuits dismissed for lack of evidence
Counterclaim for FDCPA violations if they sue you
File a complaint with the Pennsylvania Office of the Attorney General if Cavalry SPV / Cavalry Portfolio doesn't respond

All Pennsylvania dispute laws All Cavalry SPV / Cavalry Portfolio disputes

Dispute Cavalry SPV / Cavalry Portfolio in Pennsylvania Now

AI demand letter citing 73 Pa. Stat. § 201-1 + FDCPA from $4.99