Oregon residents can cite the Unlawful Trade Practices Act (Or. Rev. Stat. § 646.605) alongside FDCPA Section 1692g when disputing CompuCredit / Atlanticus.
Private Right of Action
Yes in Oregon
Treble Damages
Not enacted
Auto-Renewal Law
Yes in Oregon
Medical Billing Protection
Yes in Oregon
Or. Rev. Stat. § 646.605 prohibits unfair and deceptive practices in Oregon. You can sue directly.DisputeAI cites this statute automatically in your demand letter.
FDCPA Section 1692g requires CompuCredit / Atlanticus to validate the debt within 30 days. Section 1692e prohibits false or misleading representations. Section 1692f prohibits unfair practices. Violations allow statutory damages up to $1,000 plus attorney fees.
AI demand letter citing Or. Rev. Stat. § 646.605 + FDCPA from $4.99