Missouri residents can cite the Merchandising Practices Act (Mo. Rev. Stat. § 407.010) alongside federal FDCPA § 1692g when disputing Portfolio Recovery Associates. Average dispute: $500-5000.
Private Right of Action
Yes in Missouri
Treble Damages
Not enacted
Auto-Renewal Law
Not enacted
Medical Billing Protection
Not enacted
Mo. Rev. Stat. § 407.010 prohibits unfair and deceptive practices in Missouri. You can sue directly.DisputeAI cites this statute automatically in your demand letter.
AI demand letter citing Mo. Rev. Stat. § 407.010 + FDCPA § 1692g from $4.99