MD Consumer Protection

Maryland Billing Dispute Laws

Maryland residents are protected by the Consumer Protection Act (Md. Code Com. Law § 13-101), plus federal laws like the FCBA, EFTA, and FTC Act. DisputeAI automatically cites the right statutes for your Maryland dispute.

Auto-Renewal Law

Not specifically enacted

Medical Billing Protection

Available in Maryland

Treble Damages

Available in Maryland

Private Right of Action

Available in Maryland

Key Consumer Protection Laws in Maryland

Consumer Protection Act

Md. Code Com. Law § 13-101

Maryland's primary consumer protection statute. Prohibits unfair and deceptive business practices including misleading billing, hidden fees, and unauthorized charges. Allows up to treble (3x) damages in successful claims. Consumers can file private lawsuits under this statute.

Federal Protections (Apply in Maryland)

Fair Credit Billing Act (15 USC § 1666) — credit card disputes
Electronic Fund Transfer Act (15 USC § 1693) — debit card disputes
FTC Click-to-Cancel Rule (16 CFR Part 425) — subscription cancellation
FTC Act § 5 (15 USC § 45) — unfair/deceptive practices
No Surprises Act — medical billing protection
FDCPA (15 USC § 1692) — debt collection disputes

Maryland Office of the Attorney General — File consumer complaints with your state AG if a company does not respond to your demand letter. DisputeAI can generate a State AG complaint letter as part of the escalation engine.

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Generate a Maryland Dispute Letter

DisputeAI automatically cites Md. Code Com. Law § 13-101 and relevant federal laws