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From the Pointify Travel Technologies suite:

SubScrub — Cancel SubscriptionsDebtShield — Debt Recovery
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Part of the DebtShield family of products.

    States/Maine/Portfolio Recovery Associates
    ME + Debt Collection
    Cancellation: hard

    How to Dispute Portfolio Recovery Associates Charges in Maine

    Maine residents can cite the Unfair Trade Practices Act (Me. Rev. Stat. tit. 5, § 207) alongside federal FDCPA § 1692g when disputing Portfolio Recovery Associates. Average dispute: $500-5000.

    Private Right of Action

    Yes in Maine

    Treble Damages

    Not enacted

    Auto-Renewal Law

    Not enacted

    Medical Billing Protection

    Not enacted

    Common Portfolio Recovery Associates Billing Issues

    Collecting on multiply-sold debt
    Adding unauthorized fees
    Inaccurate credit reporting
    Contacting after cease-and-desist

    Maine Legal Strategy vs. Portfolio Recovery Associates

    State Law: Unfair Trade Practices Act

    Me. Rev. Stat. tit. 5, § 207 prohibits unfair and deceptive practices in Maine. You can sue directly.DisputeAI cites this statute automatically in your demand letter.

    Federal Laws for Portfolio Recovery Associates

    • - FDCPA § 1692g
    • - FDCPA § 1692c
    • - FCRA

    Tips for Maine Residents

    • PRA buys debt for pennies — often lacks documentation
    • Always demand validation in writing
    • PRA fined by CFPB for violations
    • Verify statute of limitations
    • File a complaint with the Maine Office of the Attorney General if Portfolio Recovery Associates doesn't respond
    All Maine dispute lawsAll Portfolio Recovery Associates disputes
    Dispute Portfolio Recovery Associates in Maine Now

    AI demand letter citing Me. Rev. Stat. tit. 5, § 207 + FDCPA § 1692g from $4.99