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    States/Maine/Bank of America
    ME + Banking
    Cancellation: medium

    How to Dispute Bank of America Charges in Maine

    Maine residents can cite the Unfair Trade Practices Act (Me. Rev. Stat. tit. 5, § 207) alongside federal EFTA when disputing Bank of America. Average dispute: $35-300.

    Private Right of Action

    Yes in Maine

    Treble Damages

    Not enacted

    Auto-Renewal Law

    Not enacted

    Medical Billing Protection

    Not enacted

    Common Bank of America Billing Issues

    Overdraft fees stacked in one day
    Monthly maintenance fee
    Paper statement fee
    Wire charges
    Returned item fees

    Maine Legal Strategy vs. Bank of America

    State Law: Unfair Trade Practices Act

    Me. Rev. Stat. tit. 5, § 207 prohibits unfair and deceptive practices in Maine. You can sue directly.DisputeAI cites this statute automatically in your demand letter.

    Federal Laws for Bank of America

    • - EFTA
    • - CFPB junk fee enforcement
    • - Reg E

    Tips for Maine Residents

    • BofA settled $225M CFPB case over junk fees
    • Reference this settlement in your letter
    • Opt out of overdraft protection
    • File CFPB complaint
    • File a complaint with the Maine Office of the Attorney General if Bank of America doesn't respond
    All Maine dispute lawsAll Bank of America disputes
    Dispute Bank of America in Maine Now

    AI demand letter citing Me. Rev. Stat. tit. 5, § 207 + EFTA from $4.99