DisputeAI
PricingPro PlatformResourcesDisputesCompareHow ToCompanies
Log inGet Started

Product

PricingPro PlatformResourcesFAQHow To Guides

Suite

DebtShieldDisputeAISubScrub

Dispute Types

Credit CardSubscriptionsMedical BillsInsurance

Explore

CompaniesCitiesDisputes

Legal

Terms of ServicePrivacy PolicyBlog

From the Pointify Travel Technologies suite:

SubScrub — Cancel SubscriptionsDebtShield — Debt Recovery
DisputeAI

© 2026 Pointify Travel Technologies LLC. All rights reserved.

Part of the DebtShield family of products.

    States/Illinois/SiriusXM
    IL + Media
    Cancellation: nightmare

    How to Dispute SiriusXM Charges in Illinois

    Illinois residents can cite the Consumer Fraud and Deceptive Business Practices Act (815 ILCS 505/1) alongside federal FTC Click-to-Cancel when disputing SiriusXM. Average dispute: $50-300.

    Private Right of Action

    Yes in Illinois

    Treble Damages

    Not enacted

    Auto-Renewal Law

    Yes in Illinois

    Medical Billing Protection

    Yes in Illinois

    Common SiriusXM Billing Issues

    Trial converted to full price
    Can't cancel without calling
    Promotional rate expired
    Charged after cancellation

    Illinois Legal Strategy vs. SiriusXM

    State Law: Consumer Fraud and Deceptive Business Practices Act

    815 ILCS 505/1 prohibits unfair and deceptive practices in Illinois. You can sue directly.DisputeAI cites this statute automatically in your demand letter.

    Federal Laws for SiriusXM

    • - FTC Click-to-Cancel
    • - ROSCA
    • - FTC Act § 5

    Tips for Illinois Residents

    • SiriusXM notorious for difficult cancellation
    • Must comply with FTC Click-to-Cancel as of 2024
    • Record your cancellation call
    • File FTC complaint
    • File a complaint with the Illinois Office of the Attorney General if SiriusXM doesn't respond
    All Illinois dispute lawsAll SiriusXM disputes
    Dispute SiriusXM in Illinois Now

    AI demand letter citing 815 ILCS 505/1 + FTC Click-to-Cancel from $4.99