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DisputeAI

© 2026 Pointify Travel Technologies LLC. All rights reserved.

Part of the DebtShield family of products.

    All states
    AR Consumer Protection

    Arkansas Billing Dispute Laws

    Arkansas residents are protected by the Deceptive Trade Practices Act (Ark. Code § 4-88-101), plus federal laws like the FCBA, EFTA, and FTC Act. DisputeAI automatically cites the right statutes for your Arkansas dispute.

    Auto-Renewal Law

    Not specifically enacted

    Medical Billing Protection

    Not specifically enacted

    Treble Damages

    Not specifically enacted

    Private Right of Action

    Available in Arkansas

    Key Consumer Protection Laws in Arkansas

    Deceptive Trade Practices Act

    Ark. Code § 4-88-101

    Arkansas's primary consumer protection statute. Prohibits unfair and deceptive business practices including misleading billing, hidden fees, and unauthorized charges. Consumers can file private lawsuits under this statute.

    Federal Protections (Apply in Arkansas)

    • Fair Credit Billing Act (15 USC § 1666) — credit card disputes
    • Electronic Fund Transfer Act (15 USC § 1693) — debit card disputes
    • FTC Click-to-Cancel Rule (16 CFR Part 425) — subscription cancellation
    • FTC Act § 5 (15 USC § 45) — unfair/deceptive practices
    • No Surprises Act — medical billing protection
    • FDCPA (15 USC § 1692) — debt collection disputes

    Arkansas Office of the Attorney General — File consumer complaints with your state AG if a company does not respond to your demand letter. DisputeAI can generate a State AG complaint letter as part of the escalation engine.

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    Generate a Arkansas Dispute Letter

    DisputeAI automatically cites Ark. Code § 4-88-101 and relevant federal laws