Dispute Asset Acceptance Capital in Wilmington, DE
Wilmington residents being contacted by Asset Acceptance Capital can fight back using FDCPA Section 1692g and Delaware consumer protection laws. Known violations include purchasing stale debts, suing without documentation, inaccurate affidavits. Many credit card companies are based in Delaware — the state's Consumer Fraud Act (6 Del. C. § 2513) applies to their practices.
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Asset Acceptance buys very old debts at deep discounts2
FTC obtained $2.5M judgment against them for violations3
Demand proof of assignment and original agreement