Dispute Second Round Sub in San Jose, CA
San Jose residents being contacted by Second Round Sub can fight back using FDCPA Section 1692g and California consumer protection laws. Known violations include collecting on previously disputed debts, purchasing debts after initial collection failed, failing to validate. San Jose's tech economy means SaaS disputes are extremely common — California's ARL requires clear cancellation.
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Second Round buys debts that other collectors couldn't collect2
Previous disputes should be on file — reference them3
Demand proof your debt wasn't settled with prior collector