Dispute Financial Management Solutions in Phoenix, AZ
Phoenix residents being contacted by Financial Management Solutions can fight back using FDCPA Section 1692g and Arizona consumer protection laws. Known violations include government debt collection overreach, adding unauthorized collection fees, failing to validate. Arizona is a community property state — spouse's debts can sometimes be pursued against joint assets.
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FMS handles government and municipal debts including parking and tolls2
Government debts may not be subject to FDCPA but state laws apply3
Request itemized breakdown of original debt plus fees