Dispute Asset Acceptance Capital in Paterson, NJ
Paterson residents being contacted by Asset Acceptance Capital can fight back using FDCPA Section 1692g and New Jersey consumer protection laws. Known violations include purchasing stale debts, suing without documentation, inaccurate affidavits. New Jersey's Division of Consumer Affairs at njconsumeraffairs.gov handles complaints efficiently.
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Asset Acceptance buys very old debts at deep discounts2
FTC obtained $2.5M judgment against them for violations3
Demand proof of assignment and original agreement