Dispute AFNI Inc in Newark, NJ
Newark residents being contacted by AFNI Inc can fight back using FDCPA Section 1692g and New Jersey consumer protection laws. Known violations include collecting on old telecom debts, adding unauthorized charges, failing to validate. New Jersey's Consumer Fraud Act (N.J.S.A. 56:8-1) allows treble damages — one of the strongest in the US.
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AFNI primarily collects for T-Mobile and other telecoms2
Verify the original account and final balance3
Many AFNI debts are small — cost of litigation favors you