Dispute Unifin Inc in Fort Smith, AR
Fort Smith residents being contacted by Unifin Inc can fight back using FDCPA Section 1692g and Arkansas consumer protection laws. Known violations include aggressive collection tactics, failure to validate debts, excessive call frequency. Arkansas limits wage garnishment to the lesser of 25% of disposable earnings or amount exceeding 30x minimum wage.
1
Unifin handles commercial and consumer debts2
Document call frequency — more than 7 calls in 7 days violates CFPB rules3
Send cease-and-desist for phone calls