Dispute Cavalry SPV / Cavalry Portfolio in Charlotte, NC
Charlotte residents being contacted by Cavalry SPV / Cavalry Portfolio can fight back using FDCPA Section 1692g and North Carolina consumer protection laws. Known violations include suing on purchased debts without documentation, robo-signed affidavits, incorrect balance claims. Charlotte is a major banking hub — NC's Unfair and Deceptive Trade Practices Act (§ 75-1.1) allows treble damages.
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Cavalry was fined $1.2M by CFPB in 20162
Challenge any affidavit — likely robo-signed3
Demand original creditor documentation