Dispute Asset Acceptance Capital in Birmingham, AL
Birmingham residents being contacted by Asset Acceptance Capital can fight back using FDCPA Section 1692g and Alabama consumer protection laws. Known violations include purchasing stale debts, suing without documentation, inaccurate affidavits. Alabama's Deceptive Trade Practices Act (§ 8-19-1) allows consumers to recover actual damages plus attorney fees.
1
Asset Acceptance buys very old debts at deep discounts2
FTC obtained $2.5M judgment against them for violations3
Demand proof of assignment and original agreement