Dispute Asset Acceptance Capital in Billings, MT
Billings residents being contacted by Asset Acceptance Capital can fight back using FDCPA Section 1692g and Montana consumer protection laws. Known violations include purchasing stale debts, suing without documentation, inaccurate affidavits. Montana's Unfair Trade Practices Act (§ 30-14-103) provides broad consumer protections — file with AG at dojmt.gov.
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Asset Acceptance buys very old debts at deep discounts2
FTC obtained $2.5M judgment against them for violations3
Demand proof of assignment and original agreement