Dispute AFNI Inc in Billings, MT
Billings residents being contacted by AFNI Inc can fight back using FDCPA Section 1692g and Montana consumer protection laws. Known violations include collecting on old telecom debts, adding unauthorized charges, failing to validate. Montana's Unfair Trade Practices Act (§ 30-14-103) provides broad consumer protections — file with AG at dojmt.gov.
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AFNI primarily collects for T-Mobile and other telecoms2
Verify the original account and final balance3
Many AFNI debts are small — cost of litigation favors you